How to Get a Home Warranty to Replace Your AC Unit

Homeowners can face hefty costs and inconveniences when an AC unit breaks down. 

Thankfully, a home warranty can significantly offset these expenses. This guide simplifies the process of acquiring a home warranty for your AC unit and offers insightful tips on selecting the right plan and provider.

Continue reading to learn how to get your home warranty to replace your AC unit in a flash.

If your warranty doesn’t replace your AC unit, you’ll still want to install a new one! If you need to replace or repair your current AC unit, you should contact a professional HVAC company like Autumn Air Heating and Cooling.

How to Get Your Home Warranty to Replace Your AC Unit — An Expert Overview

If a home warranty protects your home, replacing an air conditioning unit can be relatively straightforward. To begin, contact your home warranty provider and explain the situation. They will likely ask for information about your current AC unit’s make, model, age, and other relevant details. 

Additionally, documentation showing that you had regular maintenance and tune-ups done on the AC unit before its breakdown can help strengthen your case.

Once you’ve provided all the necessary information to your home warranty provider, they will typically send out a technician or contractor to inspect the system and determine if there are any issues that could have caused the breakdown beyond normal wear and tear. 

They will likely ask for information about your current AC unit’s make, model, age, and other relevant details. Additionally, documentation showing that you had regular maintenance and tune-ups done on the AC unit before its breakdown can help strengthen your case.

Remember to save your receipts for parts or labor required to repair or maintain your AC unit, as some home warranties may require periodic proof of maintenance to continue coverage.  

Furthermore, take detailed notes throughout this process so you have a complete record of your interactions with contractors or technicians sent by your home warranty provider. This will help ensure that everyone involved is clear on what needs to be done in order for you to get an AC replacement through a home warranty plan.

Home Warranties for AC Units: What You Need to Know

Home warranties provide coverage for unexpected issues with your heating and cooling equipment, but understanding coverage limits, inclusions, exclusions, service fees, and deductibles is critical.

#1 — Coverage and Exclusions

Home warranties generally cover costs of AC repair or replacement due to standard wear and tear or mechanical faults. However, they usually exclude pre-existing conditions, improper installation, or maintenance issues, and might not cover secondary components like filters or ductwork.

#2 — Service Call Fees and Deductibles

Using a home warranty for AC units can involve costs like service call fees (charged every time a technician assesses your AC unit) and deductibles (annual payment before any repair or replacement costs are covered). Deductibles can range from $50-$200 annually, depending on your chosen provider and plan.

#3 — Getting Your AC Replacement Covered

To get an AC replacement warranty, select a provider offering affordable and comprehensive coverage for HVAC systems. Request an inspection from a certified technician and provide evidence of your AC unit’s malfunction. This smoothens the replacement process under the home warranty.

#4 — Selecting the Right Provider and Plan

When choosing a provider and plan for your home warranty, consider the coverage extent and cost of the deductible and service call fee. Look for providers covering AC units, heating systems, and ductwork comprehensively. Research potential providers, checking online reviews to gauge their reputation and customer service. Understand the required documentation for inspection requests and claim submissions.

#5 — Requesting Inspection and Providing Documentation

After choosing your provider and plan, request an AC unit inspection by a certified technician. This determines any existing malfunctions needing attention before coverage is granted. Provide documentation such as receipts and service records to prove regular maintenance of your HVAC systems.

How to Get Your Home Warranty to Replace Your AC Unit — Conclusion

Securing a home warranty for AC replacement is an affordable safeguard against unexpected breakdowns and hefty repair costs. By understanding coverage options, exclusions, and deductibles, and selecting the right provider and technician, you can rest easy knowing your HVAC systems are covered under your warranty contract.