Sometimes, going to Bali can be just stressful and awful, in spite of the beautiful landscapes and tourist attractions that you can see. This usually even happens for those who are planning to come to Bali. The volcano will not stop existing there. We cannot even think about the natives who rely on the tourists to lead a decent life. We are not sure when Mt Agung is going to erupt. That’s why, we’ve prepared a few tips on how to prepare yourself in case this horrific event happens. If you want a bali ash cloud insurance cover, you’ve come to the right place.
Learn as much as you can about your travel insurance
To be completely safe out there in Bali, you need to make sure you understand all the terms of your insurance. Make sure you know what you’re covered for and what does not go into that list when it comes to a volcanic eruption. Discuss everything, from cancellation costs, to travel delay and additional expenses. Find all the details that you need about the cover of the insurance companies from their PDS (Product Disclosure Statement). You can find that on their website, or you can just contact them directly.
It’s good to know that most of the insurance companies go for an embargo in cover if there’s a problem with volcanic eruption (once it’s a very well-known event). Make sure you get your travel insurance as soon as you book your flight.
Always have a backup plan in case something happens
If the Mt Agung does erupt while you’re in Bali on your holiday, it’s sure that the airport will close. You need a plan in cases like these. This can save you from a lot of stress and anxiety. You won’t need that in your holiday. There’s a site called Travelfish.org which can come in handy by giving you a webpage full of details on how to get home safely on an alternate route.
Make sure you get travel insurance that covers you for Indonesia…
…and not just Bali. When you complete the form for your travel insurance, you’ll be asked to select your destination – country or region. If you just write Bali on that form, and you need to go outside Bali to get home (in case something really happens), you will not be covered from the moment you leave Bali. This is also important even if you can’t get covered for the volcano (in case it erupts). If it happens that you’re in an accident on your way to Java from Bali, you’d sure want to be covered when it comes to your medical expenses.