Cancer Therapy and Funding – Innovative Loans are Creating a Path to Better Health.
A cancer diagnosis changes everything. When a person faces a life-threatening illness, their overriding instinct to survive kicks in. Their focus becomes being healthy, staying healthy and beating the beast known as ‘the Big C’. During the battle against terminal illness, people face many decisions. Choosing between recommended healing protocols is complicated.
Some patients aren’t interested in undergoing traditional therapies but prefer to experiment with alternative treatments. These holistic options have been known to be effective in relieving the side effects of conventional cancer treatments, easing the symptoms that come with illness and diminishing the symptoms of the disease. Often, many patients agree that different remedies such as acupuncture and chiropractic care can encourage the feeling of empowerment over the victim mentality that often comes with a dreaded disease diagnosis.
Reports state that methods such as herbal supplement therapy, massage, meditation and acupuncture can ease nausea, chronic pain and many side effects of mainstream cures. Holistic wellness centers such as immunitytherapycenter.com offer a variety of useful natural treatment options. They also offer the patient a customized program unique to their situation which focuses on a high quality of life and the goal of remission.
Since it is common for a critically ill patient to reduce their professional workload, the results are often a decreased income and a resounding burden of financial constraints. Some patients struggle to meet the financial obligations of everyday living expenses as well as pay for the out of pocket medical expenses. Sometimes, patients are forced to choose between the care they may need and medication that they can afford. For example, some patients wish to try non-conventional therapies. Since these alternative treatments are not part of the traditional medical care, they are usually not covered by insurance. These progressive treatments have a noted success rate offering relief from symptoms and a better quality of life.
The stress of dealing with financial adversity during a time of a health crisis compounds via a life-threatening diagnosis and the emotional impacts to their family. Having to choose between life-sustaining cancer treatments or feeding the children and paying the bills is overwhelming. With millions of cancer patients in the United States and abroad, the unfortunate reality is that many folks have a difficult time managing their finances, let alone affording the prescribed treatment costs.
However, there are a few ways to potentially lower the costs for disease care, such as volunteering to participate in medical trials which are free or offered at a reduced fee. Also, there are several alternative ways for terminally ill patients to obtain financial assistance during this time of crisis. For example, companies offer a living benefit loan program, which is a lending plan that makes it possible for cancer patients to receive approximately 50% of their life insurance benefits while they are still living.
This type of living benefit loan program is geared to assist terminally ill patients with finances and making ends meet during a major health crisis. The advantages are that the patient doesn’t have to make loan payments or incur additional out of pocket expenses. The insurance policy’s death benefits repay the loan, and there are no restrictions on the use of the borrowed funds. The client can use the loan proceeds for whatever they wish and focus on their health and family, not on financial struggles.
If someone you love has been diagnosed with cancer, consider all of the treatment options and talk to your doctor about traditional and holistic options. Also, formulate a plan that will work for your situation, such as seeking financial assistance for a high quality of life.
