Four Tips for Auto Finance With No Credit

If you’re looking to buy your dream car, opting for auto finance options is possibly your best bet for affordable car ownership. However, lenders will typically need to evaluate your credit history to determine whether you are a responsible or a risky borrower. But with about one in every six Americans lacking a credit history, […]

8 Lies People in Debt Tell Themselves

Image Credit There is a lot of information on the internet and media on the importance of clearing debts. You would therefore expect more people to be working towards being debt free. In reality, the opposite is happening. People are not only borrowing more but also getting stuck in debt. This is not because it […]

Is It Time To Consolidate Your Loans?

Image Credit If you’ve got debts, you may have considered loan consolidation—taking out a single personal loan to pay down your other debts—as a solution. By combining different debts into one and concentrating on a single monthly payment with a single interest rate, many people find it easier to handle their responsibilities. Much like trying […]

Smart Clues for Couples and Their Finances until Death Do Them Part

Image Credit Finances are one of the least romantic things you can talk about with your partner. Unfortunately, it’s a reality that every single couple needs to deal with. When you enter into a serious relationship with someone, your financial situations enter into a relationship as well. This can make things complicated, especially if things […]

Wonderful Ways To Spend A Windfall.

Have you won some money or inherited a windfall unexpectedly? If so, you may be thinking about what to do with your cash. If you’re looking for ideas, you’ve come to the right place. Here are some suggestions that may help you to spend your money wisely. Image Credit Investing If you have money, investing […]

Should I Save Money or Pay Off My Debt?

Debt is one of the biggest problems facing America today, with millions of American citizens finding themselves trapped within a pit of debt. According to a study published by NerdWallet, the average U.S. household that is currently in debt carries almost $16,000 in credit card debt alone, with an average of $130,922 in total debt. […]

How To Overcome Financial Issues Pertaining To Alcohol Addiction.

Alcohol addiction can have adverse financial effects on young adults, their immediate environment and their lifestyle as a whole. The cost of alcohol-related job and class-absenteeism is even greater if lost workplace productivity is considered. If young adults consume more alcohol than the metabolic capacity of their body, they may be intoxicated the following day, […]